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Terms of Service

Effective Date: 4/16/2026

These Terms of Service ("Terms") govern your use of this website and any services, content, resources, or communications provided by Tamiko McGurk. By accessing this website, you agree to these Terms. If you do not agree, please do not use this website.


Use of This Website

You agree to use this website for lawful purposes only. You may not use this site in any way that could damage, disable, or impair the website or interfere with any other party’s use of the site.

You agree not to attempt to gain unauthorized access to any portion of the website, systems, or networks connected to the website.


Intellectual Property

All content on this website, including text, graphics, logos, images, downloads, and materials, is the property of Tamiko McGurk unless otherwise stated and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, or use any content from this website without prior written permission.


Services and Information

The information provided on this website is for general informational and educational purposes only. While we strive for accuracy, we make no guarantees regarding the completeness, reliability, or results of using this information.

Any services, including coaching, speaking, or consulting, are subject to separate agreements where applicable.


No Guarantees

We do not guarantee specific results from using our services, content, or resources. Outcomes may vary based on individual circumstances, effort, and other factors beyond our control.


Payments and Refunds

If you purchase services or programs from Tamiko McGurk, you agree to provide accurate payment information. Payment terms, fees, and refund policies will be outlined in your specific agreement or offer details.

Unless otherwise stated, all sales are final.


Third-Party Links and Services

This website may include links to third-party websites, tools, or services. We are not responsible for the content, policies, or practices of any third-party sites.

Your use of third-party services is at your own risk and subject to their terms and policies.


User Submissions

If you submit information through forms, applications, or inquiries on this website, you agree that the information provided is accurate and that you have the right to share it.

We reserve the right to use submitted information to respond to inquiries, provide services, and improve our offerings in accordance with our Privacy Policy.


Limitation of Liability

To the fullest extent permitted by law, Tamiko McGurk shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or services.

Your use of this website and any services is at your own risk.


Indemnification

You agree to indemnify and hold harmless Tamiko McGurk from any claims, damages, liabilities, or expenses arising from your use of the website, violation of these Terms, or infringement of any rights of another.


Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with the updated effective date.


Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Indiana, without regard to conflict of law principles.


Contact Information

If you have any questions about these Terms, please contact us.